If you are buying your first property, here is all there is to know about mortgages
Saving for your first house can take a lot of time and money, now there are deposits for as little as 5% for first-time buyers.
Getting on to the property ladder can be very challenging and many factors are set in place to ensure you can take on a mortgage. This is the biggest financial commitment you will take on in your life, it’s important that you’re ready.
When to apply for a First Time Buyers Mortgage
We would recommend that you talk to us for Free Independent Advice before you view any properties. We can then assess how much you can borrow and get some of our recommendations agreed. This will give you and the potential sellers confidence that you are able to be granted the mortgage that you need.
Each lender is different, so let us help you to navigate the market, and get the best possible outcome for you.