Mortgage Advisors
In Pitsea, Essex

Buy to Let is a mortgage agreement set in place for those who are looking to invest in the property market. This will assist in generating a second income. It can also be a good way to make a profit on the property value Our Mortgage Advisors Pitsea team will guide you every step of the way.

What is the difference between a residential mortgage and a Buy to Let Mortgage?
  • The interest rates on a Buy to Let mortgage are slightly higher than residential mortgages
  • The minimum deposit on a Buy to Let property is currently 25% of the property’s overall value
  • Buy to Let can be affected on an interest-only basis although Full Repayment options are also available
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Mortgage Advisors Pitsea

Who can get a Buy to Let Mortgage in Pitsea, Essex?

You will be able to apply for a Buy to Let mortgage in Pitsea, Essex.
  • To achieve the market-leading products, it would be ideal to have a good credit score. Although we can still help if you have had any historical issues
  • You’re looking to invest in a new property
  • No minimum income requirement
  • You also do not need to be an owner of a property to be approved for a Buy To Let Mortgage

A Buy to Let Mortgage is for individuals who are interested in becoming a landlord and investing their money in property. A Buy to Let mortgage allows you to buy a property and even affect it on an Interest Only Mortgage. Repayment on a Buy To Let Mortgage is also readily available. We will make the application process easy for you and if you are interested in investing in the property market. Contact us now for our Free Independent Mortgage Advisors Pitsea.

How much can you borrow on a Buy To Let Mortgage in Pitsea, Essex?

This will completely vary between each application. Each lender has their own individual calculator that will determine how much they will lend you. These calculators take into consideration your income, your tax status, property value, property type, and ultimately, how much rent is achievable.

Mortgage lenders will stress test the rental income from the property. This stress test will determine what they will lend.

Mortgage Advisors

How many properties can you purchase through the Buy To Let Scheme?

Many mortgage lenders in Pitsea will allow multiple mortgages with them. We can research the entire Mortgage market place and always provide you with the best options.

If you’re thinking of buying or remortgaging or a Buy to Let, please contact us now for Free Independent legal Advice.

Facts About Pitsea

History of Pitsea

There is little known history about Pitsea. However, its earliest recorded name is Piceseia which was in 1086 and probably recorded like this in the Domesday Book. This however has changed over the years to many different names including; Pichesey(e), Pikeseye, Pithesey, Petchesey(e), Pisseye, Pitchesey, Pytsay, Pittessey, Pytchey, Pitsey, and finally to what it is now Pitsea. It is thought however that all the names are derived from the meaning of Pics’ Island, which refers to the area now known as Pitsea Mount.

General Information

In May 2013, the well-known Railway Hotel public house, suffered the same fate as another local pub and was pulled down. The Pitsea Swimming Pool was pulled down in January 2013. A new market square has been put onto the site of the former Railway Hotel. Officially opening in 2014. The former co-op store that had hosted an arcade and several independent businesses were demolished in early 2014 and by July 2014 a new Aldi was built on this site and part of the former marketplace.