Mortgage Advisors
In Billericay, Essex

Buy to Let is a mortgage agreement set in place for those who are looking to invest in the property market. This will assist in generating a second income. It can also be a good way to make a profit on the property value Our Mortgage Advisors Billericay team will guide you every step of the way.

What is the difference between a residential mortgage and a Buy to Let Mortgage?
  • The interest rates on a Buy to Let mortgage are slightly higher than residential mortgages
  • The minimum deposit on a Buy to Let property is currently 25% of the property’s overall value
  • Buy to Let can be affected on an interest-only basis although Full Repayment options are also available
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Mortgage Advisors Billericay

Who can get a Buy to Let Mortgage in Billericay, Essex?

You will be able to apply for a Buy to Let mortgage in Billericay, Essex.
  • To achieve the market-leading products, it would be ideal to have a good credit score. Although we can still help if you have had any historical issues
  • You’re looking to invest in a new property
  • No minimum income requirement
  • You also do not need to be an owner of a property to be approved for a Buy To Let Mortgage

A Buy to Let Mortgage is for individuals who are interested in becoming a landlord and investing their money in property. A Buy to Let mortgage allows you to buy a property and even effect it on an Interest Only Mortgage. Repayment on a Buy To Let Mortgage is also readily available. We will make the application process easy for you and if you are interested in investing in the property market. Contact us now for our Free Independent Mortgage Advisors Billericay.

How much can you borrow on a Buy To Let Mortgage in Billericay, Essex?

This will completely vary between each application. Each lender has their own individual calculator that will determine how much they will lend you. These calculators take into consideration your income, your tax status, property value, property type, and ultimately, how much rent is achievable.

Mortgage lenders will stress test the rental income from the property. This stress test will determine what they will lend.

Mortgage Advisors

How many properties can you purchase through the Buy To Let Scheme?

Many mortgage lenders in Billericay will allow multiple mortgages with them. We can research the entire Mortgage market place and always provide you with the best options.

If you’re thinking of buying or remortgaging or a Buy to Let, please contact us now for Free Independent legal Advice.

Facts About Billericay

History of Billericay

Some of the earliest records of human occupation of Billericay are the burial mounds in Norsey Wood: evidence of occupation in the Bronze and Iron Ages. Evidence of Roman occupation has been found at a number of locations in the town and there may have been a small cavalry fort at Blunts Wall. The Saxons did not settle in the centre of Billericay. They established themselves two miles south, at Great Burstead. In the late 10th century it was known as ‘Burhstede’. Billericay was not mentioned in the Domesday Book, as it lay within Great Burstead.

General Information

Billericay parish was not formed until 1937; before then the area had been part of the ancient Great Burstead parish. In 1894 Billericay Rural District was created, which covered a wide area stretching as far as Brentwood and Pitsea. In 1934 the core of this district around Basildon and Billericay became Billericay Urban District. And in 1937 a Billericay civil parish was created covering the same area. The urban district, but not the parish, was renamed Basildon in 1955. In 1974 the district was abolished and became the present-day Basildon district.