Mortgage Advisors
In Canvey Island, Essex

Buy to Let is a mortgage agreement set in place for those who are looking to invest in the property market. This will assist in generating a second income. It can also be a good way to make a profit on the property value Our Mortgage Advisors Canvey Island team will guide you every step of the way.

What is the difference between a residential mortgage and a Buy to Let Mortgage?
  • The interest rates on a Buy to Let mortgage are slightly higher than residential mortgages
  • The minimum deposit on a Buy to Let property is currently 25% of the property’s overall value
  • Buy to Let can be affected on an interest-only basis although Full Repayment options are also available
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Mortgage Advisors Canvey Island

Who can get a Buy to Let Mortgage in Canvey Island, Essex?

You will be able to apply for a Buy to Let mortgage in Canvey Island, Essex.
  • To achieve the market-leading products, it would be ideal to have a good credit score. Although we can still help if you have had any historical issues
  • You’re looking to invest in a new property
  • No minimum income requirement
  • You also do not need to be an owner of a property to be approved for a Buy To Let Mortgage

A Buy to Let Mortgage is for individuals who are interested in becoming a landlord and investing their money in property. A Buy to Let mortgage allows you to buy a property and even effect it on an Interest Only Mortgage. Repayment on a Buy To Let Mortgage is also readily available. We will make the application process easy for you and if you are interested on investing in the property market. Contact us now for our Free Independent Mortgage Advisors Canvey Island.

How much can you borrow on a Buy To Let Mortgage in Canvey Island, Essex?

This will completely vary between each application. Each lender has their own individual calculator that will determine how much they will lend you. These calculators take into consideration your income, your tax status, property value, property type, and ultimately, how much rent is achievable.

Mortgage lenders will stress test the rental income from the property. This stress test will determine what they will lend.

Mortgage Advisors

How many properties can you purchase through the Buy To Let Scheme?

Many mortgage lenders in Canvey Island will allow multiple mortgages with them. We can research the entire Mortgage market place and always provide you with the best options.

If you’re thinking of buying or remortgaging or a Buy to Let, please contact us now for Free Independent legal Advice.

Facts About Canvey Island

History of Canvey Island

Excavations on Canvey have unearthed a collection of early man-made objects comprising axes from the Neolithic era, a bracelet dating from the Bronze Age, and Iron Age pottery. However, the remains of Roman structures and objects suggests the first settlement of Canvey occurred between AD 50 and 250. The remains point to a community existing with a farmstead, a garrison, a burial ground, and the operation of a large salt-making industry.

General Information

Canvey Island coalesced into a separate civil parish and ecclesiastical parish in 1881. These with separate remits replaced the 17 divisions of the land split largely into grazing meadowland since the Norman era by the neighbouring parishes of North Benfleet, South Benfleet, Bowers Gifford, Prittlewell, Southchurch, Hadleigh, Laindon, Pitsea and Vange. In 1926, the parish was converted to the Canvey Island Urban District. It then dissolved along with the Benfleet Urban District in the Local Government Act 1972 to form the local government district.