Mortgage Advisors
In Loughton, Essex

Buy to Let is a mortgage agreement set in place for those who are looking to invest in the property market. This will assist in generating a second income. It can also be a good way to make a profit on the property value Our Mortgage Advisors Loughton team will guide you every step of the way.

What is the difference between a residential mortgage and a Buy to Let Mortgage?
  • The interest rates on a Buy to Let mortgage are slightly higher than residential mortgages
  • The minimum deposit on a Buy to Let property is currently 25% of the property’s overall value
  • Buy to Let can be affected on an interest-only basis although Full Repayment options are also available
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Mortgage Advisors Loughton

Who can get a Buy to Let Mortgage in Loughton, Essex?

You will be able to apply for a Buy to Let mortgage in Loughton, Essex.
  • To achieve the market-leading products, it would be ideal to have a good credit score. Although we can still help if you have had any historical issues
  • You’re looking to invest in a new property
  • No minimum income requirement
  • You also do not need to be an owner of a property to be approved for a Buy To Let Mortgage

A Buy to Let Mortgage is for individuals who are interested in becoming a landlord and investing their money in property. A Buy to Let mortgage allows you to buy a property and even affect it on an Interest Only Mortgage. Repayment on a Buy To Let Mortgage is also readily available. We will make the application process easy for you and if you are interested in investing in the property market. Contact us now for our Free Independent Mortgage Advisors Loughton.

How much can you borrow on a Buy To Let Mortgage in Loughton, Essex?

This will completely vary between each application. Each lender has their own individual calculator that will determine how much they will lend you. These calculators take into consideration your income, your tax status, property value, property type, and ultimately, how much rent is achievable.

Mortgage lenders will stress test the rental income from the property. This stress test will determine what they will lend.

Mortgage Advisors

How many properties can you purchase through the Buy To Let Scheme?

Many mortgage lenders in Loughton will allow multiple mortgages with them. We can research the entire Mortgage market place and always provide you with the best options.

If you’re thinking of buying or remortgaging or a Buy to Let, please contact us now for Free Independent legal Advice.

Facts About Loughton

History of Loughton

The earliest structure in Loughton is Loughton Camp, an Iron Age earth fort in Epping Forest dating from around 500 BC. Hidden by dense undergrowth for centuries it was rediscovered in 1872. The first references to the site of modern-day Loughton date from the Anglo-Saxon period when it was known as Lukintune. The earliest written evidence of this settlement is in the charter of Edward the Confessor in 1062 which granted various estates, including Tippedene and Alwartune, to Harold Godwinson (later King Harold II) following his re-founding of Waltham Abbey.

General Information

Loughton was an Urban District Council from 1900 to 1933, based at a newly-constructed Town Hall next to the Lopping Hall. It then became part of Chigwell Urban District until 1974, when Epping Forest District Council was created. Loughton Town Council was established in 1996. The Town Council consists of 22 councilors representing 7 wards, elected for a four-year term. The Town Council started off in temporary accommodation, but in 2000 moved to offices on the newly constructed Buckingham Court in Rectory Lane.