Mortgage Advisors
In Romford, Essex

Buy to Let is a mortgage agreement set in place for those who are looking to invest in the property market. This will assist in generating a second income. It can also be a good way to make a profit on the property value Our Mortgage Advisors Romford team will guide you every step of the way.

What is the difference between a residential mortgage and a Buy to Let Mortgage?
  • The interest rates on a Buy to Let mortgage are slightly higher than residential mortgages
  • The minimum deposit on a Buy to Let property is currently 25% of the property’s overall value
  • Buy to Let can be affected on an interest-only basis although Full Repayment options are also available
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Mortgage Advisors Romford

Who can get a Buy to Let Mortgage in Romford, Essex?

You will be able to apply for a Buy to Let mortgage in Romford, Essex.
  • To achieve the market-leading products, it would be ideal to have a good credit score. Although we can still help if you have had any historical issues
  • You’re looking to invest in a new property
  • No minimum income requirement
  • You also do not need to be an owner of a property to be approved for a Buy To Let Mortgage

A Buy to Let Mortgage is for individuals who are interested in becoming a landlord and investing their money in property. A Buy to Let mortgage allows you to buy a property and even affect it on an Interest Only Mortgage. Repayment on a Buy To Let Mortgage is also readily available. We will make the application process easy for you and if you are interested in investing in the property market. Contact us now for our Free Independent Mortgage Advisors Romford.

How much can you borrow on a Buy To Let Mortgage in Romford, Essex?

This will completely vary between each application. Each lender has their own individual calculator that will determine how much they will lend you. These calculators take into consideration your income, your tax status, property value, property type, and ultimately, how much rent is achievable.

Mortgage lenders will stress test the rental income from the property. This stress test will determine what they will lend.

Mortgage Advisors

How many properties can you purchase through the Buy To Let Scheme?

Many mortgage lenders in Romford will allow multiple mortgages with them. We can research the entire Mortgage market place and always provide you with the best options.

If you’re thinking of buying or remortgaging or a Buy to Let, please contact us now for Free Independent legal Advice.

Facts About Romford

History of Romford

The original site of the town was to the south, in an area still known as Oldchurch. It was moved northwards to the present site in the later medieval period to avoid the frequent flooding of the River Rom. The first building on the new site was the parish church of Saint Edward the Confessor. The town developed in the Middle Ages on the main road to London and the regionally significant Romford Market was established in 1247.

General Information

The Romford UK Parliament constituency consists of the Havering wards of Brooklands, Havering Park, Mawneys, Pettits, Romford Town, and Squirrel’s Heath. In 2001 it had a population of 76,323. The current MP is Andrew Rosindell, a native of the town. Romford forms part of the Havering and Redbridge London Assembly constituency and the London European Parliament constituency.