Mortgage Advisors
In West Mersea, Essex

Buy to Let is a mortgage agreement set in place for those who are looking to invest in the property market. This will assist in generating a second income. It can also be a good way to make a profit on the property value Our Mortgage Advisors West Mersea team will guide you every step of the way.

What is the difference between a residential mortgage and a Buy to Let Mortgage?
  • The interest rates on a Buy to Let mortgage are slightly higher than residential mortgages
  • The minimum deposit on a Buy to Let property is currently 25% of the property’s overall value
  • Buy to Let can be affected on an interest-only basis although Full Repayment options are also available
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Who can get a Buy to Let Mortgage in West Mersea, Essex?

You will be able to apply for a Buy to Let mortgage in West Mersea, Essex.
  • To achieve the market-leading products, it would be ideal to have a good credit score. Although we can still help if you have had any historical issues
  • You’re looking to invest in a new property
  • No minimum income requirement
  • You also do not need to be an owner of a property to be approved for a Buy To Let Mortgage

A Buy to Let Mortgage is for individuals who are interested in becoming a landlord and investing their money in property. A Buy to Let mortgage allows you to buy a property and even affect it on an Interest Only Mortgage. Repayment on a Buy To Let Mortgage is also readily available. We will make the application process easy for you and if you are interested in investing in the property market. Contact us now for our Free Independent Mortgage Advisors West Mersea.

How much can you borrow on a Buy To Let Mortgage in West Mersea, Essex?

This will completely vary between each application. Each lender has their own individual calculator that will determine how much they will lend you. These calculators take into consideration your income, your tax status, property value, property type, and ultimately, how much rent is achievable.

Mortgage lenders will stress test the rental income from the property. This stress test will determine what they will lend.

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How many properties can you purchase through the Buy To Let Scheme?

Many mortgage lenders in West Mersea will allow multiple mortgages with them. We can research the entire Mortgage market place and always provide you with the best options.

If you’re thinking of buying or remortgaging or a Buy to Let, please contact us now for Free Independent legal Advice.

Facts About West Mersea

History of West Mersea

Roman buildings and tessellated pavements close to the quayside have led to suggestions that a small Roman settlement and port existed on the site of the modern town, with a road linking it to the nearby town of Camulodunum (modern Colchester). The nearby burial mound to the north of the town is also Roman. Edward the Confessor granted the island to the abbey of St. Ouen in Rouen, France, in 1046, and the Priory of West Mersea was established.

General Information

The town is served by a community centre, various shops, restaurants, small hotels, public houses, a petrol station, bank, library, and several churches, including the Norman St Peter and St Paul, Roman Catholic, Methodist, and West Mersea Free Church, affiliated to the Baptist Union. West Mersea has a high proportion of elderly people, so many of the town’s amenities cater for them.