Mortgage Advisors
In Southminster, Essex

Buy to Let is a mortgage agreement set in place for those who are looking to invest in the property market. This will assist in generating a second income. It can also be a good way to make a profit on the property value Our Mortgage Advisors Southminster team will guide you every step of the way.

What is the difference between a residential mortgage and a Buy to Let Mortgage?
  • The interest rates on a Buy to Let mortgage are slightly higher than residential mortgages
  • The minimum deposit on a Buy to Let property is currently 25% of the property’s overall value
  • Buy to Let can be affected on an interest-only basis although Full Repayment options are also available
How do we work? Download your FREE fact sheet here
Mortgage Advisors Southminster

Who can get a Buy to Let Mortgage in Southminster, Essex?

You will be able to apply for a Buy to Let mortgage in Southminster, Essex.
  • To achieve the market-leading products, it would be ideal to have a good credit score. Although we can still help if you have had any historical issues
  • You’re looking to invest in a new property
  • No minimum income requirement
  • You also do not need to be an owner of a property to be approved for a Buy To Let Mortgage

A Buy to Let Mortgage is for individuals who are interested in becoming a landlord and investing their money in property. A Buy to Let mortgage allows you to buy a property and even affect it on an Interest Only Mortgage. Repayment on a Buy To Let Mortgage is also readily available. We will make the application process easy for you and if you are interested in investing in the property market. Contact us now for our Free Independent Mortgage Advisors Southminster.

How much can you borrow on a Buy To Let Mortgage in Southminster, Essex?

This will completely vary between each application. Each lender has their own individual calculator that will determine how much they will lend you. These calculators take into consideration your income, your tax status, property value, property type, and ultimately, how much rent is achievable.

Mortgage lenders will stress test the rental income from the property. This stress test will determine what they will lend.

Mortgage Advisors

How many properties can you purchase through the Buy To Let Scheme?

Many mortgage lenders in Southminster will allow multiple mortgages with them. We can research the entire Mortgage market place and always provide you with the best options.

If you’re thinking of buying or remortgaging or a Buy to Let, please contact us now for Free Independent legal Advice.

Facts About Southminster

History of Southminster

Pandole Wood contains ancient earthworks believed to date from the Iron Age. The landscape surrounding the town, and elsewhere on the peninsula, is characterized by a pattern of strictly rectangular field boundaries, with evidence of a unit of measurement having been applied to the scheme as a whole. Middle Saxon administrations have been suggested as its origin, although the road to the Roman sea fort at Bradwell-on-Sea also conforms to the pattern.

General Information

The medieval St Leonard’s Church dates mainly from the 15th century, although there are traces of much earlier work. It is a relatively large, “townish” church by Essex standards. The church also stands at an important road junction, contrasting with the familiar Essex pattern of a church and manor house complex on the same site. These features are consistent with John Blair’s formulation of an Anglo-Saxon minster, in contrast to a private oratory in its origins, and the place-name would perhaps suggest Cedd’s mission at the Chapel of St Peter-on-the-Wall near Bradwell as its parent.