Here’s a short step-by-step guide teaching you all about remortgaging your property, we will explain in detail the whole process from start to end. It’s essential that you understand what you’re letting yourself in for. It is probably your largest commitment, but we will help you all the way through the process. Here at Winstree Financial Services, our mortgage brokers will work with you to make sure this is the right product for you
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Let’s take a look at the initial steps you will take when remortgaging your property.
How much money have you got to pay off?
Ideally knowing your existing mortgage balance is a good start – this ensures that our advice is accurate. We can work from your latest mortgage statement or even from your original offer. We can start our process off at this point, as long as we have a rough idea. In addition to this, it’s important that you have a good understanding of how much your current property is worth. For more information, contact us today, we will be more than happy to help you!
Think about your objectives
This is a great opportunity for you to evaluate the reasons for a remortgage. It could be as simple as just looking for a better rate as your current deal is expiring or to repay some debt, do some home improvements, pay for a car, or holiday. Remember we can raise money for any legal purpose.
This will be the ideal time, as the cost of borrowing is low at present, to do things that you have always wanted to. Whether a new extension to your home or a dream holiday.
Did you know we could also raise money from your home to help children or family members raise a deposit for them to get on the ladder
For more information on how we can help make your money work for you, get in touch with our team here at Winstree Financial Services we can help you today
Can you afford to remortgage?
Whatever your objectives we need to make sure that it is affordable. Both for you and for the lender’s calculations. Each lender uses their own calculator and will take into consideration incoming and necessary outgoings. These do vary quite considerably and can be time-consuming. Why not let our team here at Winstree Financial do all the hard work for you!
Talk to our team and get professional advice.
Why tackle this by yourself when you can contact our team and seek the correct advice. Remember we arrange and advise on mortgages on a fee-free basis.
Let us recommend the most appropriate mortgage based on your circumstances and objectives. Get in touch with our team to find out more today!
If you’re seeking mortgage advice from a Financial Broker in Colchester, Essex, contact us today to find out all there is to know about remortgaging your current property.